Saturday, September 16, 2017

Things You Need To Know To Prepare For Marine Surveying In Ontario And Elsewhere

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By Stephen Hayes


If you are lucky enough to own a boat, or are considering purchasing one, you probably already know there are certain responsibilities that go with it. If you are taking out a loan in order to buy it, the financial institution will require a survey before it loans you money. The insurance company will survey it before issuing a policy. If the boat is damaged, the adjuster will want to come aboard and survey the extent of repairs needed. In order to prepare for marine surveying in Ontario and elsewhere, there are things you can do to speed the process along.

When a surveyor is expected you don't want your boat filled with a lot of extraneous people. Anyone who is not needed to complete the survey should stay away. You may decide you want a pilot, mechanic, or manager on board, if they are the individuals who normally handle your boat for you. Too many people on deck can make it difficult for the surveyor to do the kind of inspection necessary to complete a report.

Inspectors are busy people, and you may have a narrow window of opportunity when it comes to an appointment. This is not the time to be late or unprepared. If your inspector is late, that is one thing. If you are late, that is something else entirely.

When you are expecting a surveyor, you want to make sure your vessel is cleaned up and looking its best. Everything should be functioning properly. If the surveyor is coming aboard to check for damage, you need to be prepared to show him or her exactly where the damage is and how it happened. A messy boat will send a message to the inspector that you are not following the maritime tradition of maintaining a vessel in pristine condition.

While you are cleaning, you should remove all unnecessary gear. Extra equipment can get in the way of the inspection and cause delays if your inspector has to wait while you move extraneous items. You won't make a good impression, and the inspector may not even be able to complete the report without scheduling a return visit.

The inspector will probably want panels removed during the inspection process. Don't expect the surveyor to have the necessary tools to remove them or offer to handle the removal. Most inspectors are aware they might be held liable for any damage resulting from removing panels themselves. It is important that you have the necessary tools on board and know how to use them yourself.

Don't be afraid to ask questions when you get the final report or when a loan officer or insurance representative contacts you with their decisions. These reports can be difficult to read for those unfamiliar with them. The inspector should be happy to explain anything that confuses you.

It is a privilege to be able to go deep sea fishing and sailing whenever you want. Owning your own boat comes with responsibilities and costs however. Like houses and cars, boats must be maintained to ensure they last.




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